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Insurance One Agency, Inc. Blog: workers compensation

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Workers compensation insurance is required in most states, although the requirements vary greatly. Having this insurance is an added expense, but it protects your employees. It also won't leave you on the hook for lost wages, medical bills and other out-of-pocket expenses. READ MORE >>

Does it matter who is at fault if a worker suffers an injury on the job? It can be very frustrating. You told the worker to follow a specific set of steps. They did not do so. It is their fault they have an injury. Do you have to pay for it? Generally speaking, workers’ compensation insurance covers worker injuries no matter who is at fault. READ MORE >>

As you might know, running an oil rig or well site is a dangerous endeavor. Multiple personal safety hazards exist throughout the complex. Numerous safety laws govern conduct. So, if someone gets hurt while at work, then you might face a variety of challenges. Foremost, you might have to provide that person with workers’ compensation. READ MORE >>

You likely know that an oil rig owned or used by your company is a very hazardous place. Of course, there are significant risks of fires and explosions. However, other threatens await you or your employees. If something happens, even accidentally, someone’s injuries might wind up costing them a lot of time and money. READ MORE >>

The oil and gas industry is a major employer throughout the southwest. Indeed, over 50,000 people in Oklahoma work in the production industry, with countless others in related sectors. Neighbor Texas has over 220,000 industry employees. Given the considerable industry size, the risk of employment liabilities, namely workers' comp risks remain prevalent. READ MORE >>

The oil and gas business has plenty of risks, primarily because workers deal with extremely sensitive commodities. Those who directly handle raw materials often have the highest risks of personal injuries. And if injuries occur, employees often have a legal right to request workers’ compensation. READ MORE >>

Every business owner wants to create a safe environment for their employees. However, you cannot be everywhere at once. Let’s say that one day, one of your employees slips and falls in a puddle of water. They break their leg and have to take time off work for an extended  recovery period. READ MORE >>

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