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Insurance One Agency, Inc. Blog: business insurance

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Workers compensation insurance is required in most states, although the requirements vary greatly. Having this insurance is an added expense, but it protects your employees. It also won't leave you on the hook for lost wages, medical bills and other out-of-pocket expenses. READ MORE >>

A person walks into a business, falls, and damages his expensive watch. Is the business responsible for that loss? This is a common example of a general liability insurance claim. In many cases, business owners need to have this type of financial protection in place to limit any type of loss they have just by opening their doors. READ MORE >>

There is nothing more devastating than a pedestrian accident. Your driver didn’t see the individual walking across the street. The location of the individual was just too far out of view. The result is a significant amount of medical injury costs. Some are fatal. READ MORE >>

Does it matter who is at fault if a worker suffers an injury on the job? It can be very frustrating. You told the worker to follow a specific set of steps. They did not do so. It is their fault they have an injury. Do you have to pay for it? Generally speaking, workers’ compensation insurance covers worker injuries no matter who is at fault. READ MORE >>

As a business owner, having proper general liability insurance is critical. It helps ensure your business remains protected from a variety of risks. One key risk occurs when you maintain your customer or client’s equipment or other possessions. In this case, having enough liability insurance is important. READ MORE >>

Just because your commercial auto insurance policy might pay for a multitude of costs, that does not mean it will cover 100% of the cost of your claims. When you file a damage claim on your policy, you will likely have to pay the cost of the deductible. What are deductibles? How can you manage to pay them? READ MORE >>

The oil and gas industry is a major employer throughout the southwest. Indeed, over 50,000 people in Oklahoma work in the production industry, with countless others in related sectors. Neighbor Texas has over 220,000 industry employees. Given the considerable industry size, the risk of employment liabilities, namely workers' comp risks remain prevalent. READ MORE >>

Oil and gas businesses occupy a lot of unique properties, from rigs to refineries. However, most also occupy standard office space in some capacity. This space, like all the rest, will pose liability risks to your customers. Though you might focus on insuring the liabilities of high-risk areas, you must also do so for spaces like your office. READ MORE >>

Oil and gas businesses employ millions of workers. Every worker, from the most junior to the most senior, has a right to a safe, secure workplace. If they allege the company mismanaged their employment, the company could lose out. With the appropriate liability insurance, namely employment practices coverage, you can respond to charges leveled against you. READ MORE >>

An oil or natural gas product is an environmentally-sourced product. Nevertheless, these products, when extracted from the ground, become contaminants. In many cases, they can harm humans. If they get into the wrong place, they can harm the environment. So, in a nutshell, the products you deal in can cause pollution if handled incorrectly. READ MORE >>

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Multiple Policies,  All in One Place

Most people have several different types of insurance to protect all of their important possessions. Still, we know it can be a hassle trying to settle on the right coverage. You need very specific protection, after all. Our goal is to help all of our clients cover their unique insurance requirements. We proudly offer:

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